Individual legislator voting records for this vote are not currently available. Includes all politicians who were in office at any point during the 2011-2012 Legislature.

SB 590 - An Act to Amend Sections 789.10 and 10127.7 of the Insurance Code, Relating to Life Insurance.

Life insurance. 2011-2012 Legislature. View bill details
Author(s):
Summary:
(1)Existing law regulates the sale of life insurance to seniors, including annuities, as specified. Existing law requires a person who meets with a senior in the senior’s home regarding the sale of life insurance to deliver a notice in writing to the senior no less than 24 hours prior to that individual’s meeting, and to abide by other restrictions regarding contacting the senior in the… More
(1)Existing law regulates the sale of life insurance to seniors, including annuities, as specified. Existing law requires a person who meets with a senior in the senior’s home regarding the sale of life insurance to deliver a notice in writing to the senior no less than 24 hours prior to that individual’s meeting, and to abide by other restrictions regarding contacting the senior in the senior’s home.

The bill would specify that the above notice, including an additional statement regarding the senior’s rights, may be provided at the time of the meeting in the senior’s home when the meeting concerns the sale of life insurance designated by the purchaser as payment for funeral and burial expenses if the life insurance policy has an initial face value amount of $15,000 or less. The bill would also require, within 14 days of the purchase of that type of life insurance or annuity by a senior, that the issuer of the policy provide by first-class mail a written notice of the purchase and notice of a 60-day right of cancellation with specified content to the senior and certain other persons. The bill would prohibit the insurance salesperson who meets with a senior in the senior’s home to sell that type of life insurance or annuity to sell any other insurance policies or annuities without providing the required 24-hour advance notice.

(2)Existing law provides that life insurance policies with a face value of less than $10,000, issued after July 1, 1974, shall contain a notice permitting the return of the policy within a period of time designated in the notice, which may not be less than 10 days nor more than 30 days.

This bill would provide that a life insurance policy with an initial face value of $15,000 or less shall contain a notice permitting the return of the policy within not less than 10 days nor more than 30 days, provided that, for a policy relating to funeral and burial expenses described in (1) above, the right of return shall last 60 days when the 24-hour advance notice is not delivered. Hide
 
Status:
This bill was passed by both houses and vetoed by the Governor. It did not become law
Senate Vote: On Passage

PASSED on September 7, 2011.

voted YES: 27 voted NO: 12
1 voted present/not voting

An Act to Amend Sections 789.10 and 10127.7 of the Insurance Code, Relating to Life Insurance.

SB 590 — 2011-2012 Legislature

Summary
(1)Existing law regulates the sale of life insurance to seniors, including annuities, as specified. Existing law requires a person who meets with a senior in the senior’s home regarding the sale of life insurance to deliver a notice in writing to the senior no less than 24 hours prior to that individual’s meeting, and to abide by other restrictions regarding contacting the senior in the senior’s home.

The bill would specify that the above notice, including an additional statement regarding the senior’s rights, may be provided at the time of the meeting in the senior’s home when the meeting concerns the sale of life insurance designated by the purchaser as payment for funeral and burial expenses if the life insurance policy has an initial face value amount of $15,000 or less. The bill would also require, within 14 days of the purchase of that type of life insurance or annuity by a senior, that the issuer of the policy provide by first-class mail a written notice of the purchase and notice of a 60-day right of cancellation with specified content to the senior and certain other persons. The bill would prohibit the insurance salesperson who meets with a senior in… More
(1)Existing law regulates the sale of life insurance to seniors, including annuities, as specified. Existing law requires a person who meets with a senior in the senior’s home regarding the sale of life insurance to deliver a notice in writing to the senior no less than 24 hours prior to that individual’s meeting, and to abide by other restrictions regarding contacting the senior in the senior’s home.

The bill would specify that the above notice, including an additional statement regarding the senior’s rights, may be provided at the time of the meeting in the senior’s home when the meeting concerns the sale of life insurance designated by the purchaser as payment for funeral and burial expenses if the life insurance policy has an initial face value amount of $15,000 or less. The bill would also require, within 14 days of the purchase of that type of life insurance or annuity by a senior, that the issuer of the policy provide by first-class mail a written notice of the purchase and notice of a 60-day right of cancellation with specified content to the senior and certain other persons. The bill would prohibit the insurance salesperson who meets with a senior in the senior’s home to sell that type of life insurance or annuity to sell any other insurance policies or annuities without providing the required 24-hour advance notice.

(2)Existing law provides that life insurance policies with a face value of less than $10,000, issued after July 1, 1974, shall contain a notice permitting the return of the policy within a period of time designated in the notice, which may not be less than 10 days nor more than 30 days.

This bill would provide that a life insurance policy with an initial face value of $15,000 or less shall contain a notice permitting the return of the policy within not less than 10 days nor more than 30 days, provided that, for a policy relating to funeral and burial expenses described in (1) above, the right of return shall last 60 days when the 24-hour advance notice is not delivered. Hide
Learn More
At LegInfo.ca.gov
Title
An Act to Amend Sections 789.10 and 10127.7 of the Insurance Code, Relating to Life Insurance.
Author(s)
Ron Calderon
Co-Authors
    Subjects
    • Life insurance
    Major Actions
    Introduced2/17/2011
    Referred to Committee
    Passed Senate Committee on Insurance3/23/2011
    Passed Senate5/31/2011
    Passed Assembly Committee on Insurance7/06/2011
    Passed Assembly Committee on Appropriations8/17/2011
    Passed Assembly9/01/2011
    Passed Senate9/07/2011
    Presented to the governor (enrolled)9/12/2011
    Vetoed by Governor9/30/2011
    Vetoed by Governor9/30/2011
    Bill History
    Chamber/CommitteeMotionDateResult
    select this voteSenate Committee on InsuranceDo pass as amended, and re-refer to the Committee on Appropriations.3/23/2011This motion PASSED the Senate Committee on Insurance
    6 voted YES 2 voted NO 1 voted present/not voting
    select this voteSenateSenate 3rd Reading SB590 Calderon5/31/2011This bill PASSED the Senate
    28 voted YES 9 voted NO 3 voted present/not voting
    select this voteAssembly Committee on InsuranceDo pass as amended and be re-referred to the Committee on Appropriations.7/06/2011This motion PASSED the Assembly Committee on Insurance
    11 voted YES 0 voted NO 1 voted present/not voting
    select this voteAssembly Committee on AppropriationsDo pass, to Consent Calendar.8/17/2011This motion PASSED the Assembly Committee on Appropriations
    17 voted YES 0 voted NO 0 voted present/not voting
    select this voteAssemblySB 590 Calderon Senate Third Reading By FUENTES9/01/2011This bill PASSED the Assembly
    71 voted YES 5 voted NO 4 voted present/not voting
    currently selectedSenateUnfinished Business SB590 Calderon Concurrence9/07/2011This bill PASSED the Senate
    27 voted YES 12 voted NO 1 voted present/not voting
    ActionDateDescription
    Introduced2/17/2011
    2/17/2011Introduced. Read first time. To Com. on RLS. for assignment. To print.
    2/18/2011From printer. May be acted upon on or after March 20.
    3/03/2011Referred to Com. on INS.
    3/09/2011Set for hearing March 23.
    select this voteVote3/23/2011Do pass as amended, and re-refer to the Committee on Appropriations.
    3/30/2011From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 6. Noes 2. Page 453.) (March 23).
    3/31/2011Read second time and amended. Re-referred to Com. on APPR.
    4/05/2011Set for hearing April 11.
    4/11/2011From committee: Be placed on second reading file pursuant to Senate Rule 28.8.
    4/12/2011Read second time. Ordered to third reading.
    5/31/2011Read third time. Passed. (Ayes 28. Noes 9. Page 1169.) Ordered to the Assembly.
    select this voteSenate Vote on Passage5/31/2011Senate 3rd Reading SB590 Calderon
    6/01/2011In Assembly. Read first time. Held at Desk.
    6/09/2011Referred to Com. on INS.
    6/22/2011Set, first hearing. Hearing canceled at the request of author.
    7/01/2011From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
    select this voteVote7/06/2011Do pass as amended and be re-referred to the Committee on Appropriations.
    7/11/2011From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (July 6).
    7/12/2011Read second time and amended. Re-referred to Com. on APPR.
    select this voteVote8/17/2011Do pass, to Consent Calendar.
    8/18/2011From committee: Do pass. Ordered to consent calendar. (Ayes 17. Noes 0.) (August 17).
    8/22/2011Read second time. Ordered to consent calendar.
    8/25/2011From consent calendar. Ordered to third reading.
    8/29/2011Read third time and amended. (Page 2639.) Ordered to third reading.
    9/01/2011Read third time. Passed. (Ayes 71. Noes 5. Page 2774.) Ordered to the Senate.
    9/01/2011In Senate. Concurrence in Assembly amendments pending.
    select this voteAssembly Vote on Passage9/01/2011SB 590 Calderon Senate Third Reading By FUENTES
    9/07/2011Assembly amendments concurred in. (Ayes 27. Noes 12. Page 2337.) Ordered to engrossing and enrolling.
    currently selectedSenate Vote on Passage9/07/2011Unfinished Business SB590 Calderon Concurrence
    9/12/2011Enrolled and presented to the Governor at 3:30 p.m.
    Vetoed9/30/2011Vetoed by the Governor.
    9/30/2011In Senate. Consideration of Governor's veto pending.
    3/01/2012Consideration of Governor's veto stricken from file. Veto sustained.

    Total contributions given to Senators from interest groups that…

    26 times as much
    $1,086,709
    $450
    $1,087,159
    $0
    $41,716
    $41,716
    4 Organizations Supported and 2 Opposed; See Which Ones

    Organizations that took a position on
    An Act to Amend Sections 789.10 and 10127.7 of the Insurance Code, Relating to Life Insurance.: Unfinished Business SB590 Calderon Concurrence

    4 organizations supported this bill

    American Bankers Insurance Company
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.
    California Funeral Directors Association
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.
    Cemetery and Mortuary Association of California
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.
    SCI California Funeral Service
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.

    2 organizations opposed this bill

    AARP
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.
    California Advocates for Nursing Home Reform
    Senate Rules Committee (2012, January 4). Senate Floor Analysis. Retrieved February 9, 2012, from Leginfo: Bill Analysis.

    Need proof?

    View citations of support and opposition

    Includes reported contributions to campaigns of Senators in office on day of vote, from interest groups invested in the vote according to MapLight, January 1, 2009 – December 31, 2012.
    Contributions data source: FollowTheMoney.org

    Contributions by Legislator

    Namesort iconPartyDistrict$ From Interest Groups
    That Supported
    $ From Interest Groups
    That Opposed
    Vote
    Elaine AlquistDCA-13$2,000$0
    Joel AndersonRCA-36$50,650$1,500
    Tom BerryhillRCA-14$25,950$0
    Sam BlakesleeRCA-15$0$0
    Ron CalderonDCA-30$46,400$1,500
    Anthony CannellaRCA-12$27,800$0
    Ellen CorbettDCA-10$1,700$0
    Lou CorreaDCA-34$39,445$1,000
    Kevin De LeonDCA-22$54,592$1,000
    Mark DeSaulnierDCA-7$9,250$0
    Bob DuttonRCA-31$7,950$0
    Bill EmmersonRCA-37$12,225$1,500
    Noreen EvansDCA-2$16,650$0
    Jean FullerRCA-18$16,875$3,000
    Ted GainesRCA-1$108,825$2,000
    Loni HancockDCA-9$0$0
    Tom HarmanRCA-35$18,500$0
    Ed HernandezDCA-24$48,686$3,500
    Bob HuffRCA-29$35,350$0
    Christine KehoeDCA-39$8,600$0
    Doug La MalfaRCA-4$7,200$0
    Mark LenoDCA-3$3,000$2,000
    Ted LieuDCA-28$57,650$1,000
    Carol LiuDCA-21$6,900$0
    Alan LowenthalDCA-27$0$0
    Gloria Negrete McLeodDCA-32$23,550$2,000
    Alex PadillaDCA-20$24,200$0
    Fran PavleyDCA-23$5,900$1,000
    Curren PriceDCA-26$37,500$200
    Michael RubioDCA-16$46,572$4,500
    Sharon RunnerRCA-17$4,900$0
    Joe SimitianDCA-11$3,500$0
    Darrell SteinbergDCA-6$37,350$2,200
    Tony StricklandRCA-19$49,957$2,000
    Juan VargasDCA-40$90,100$4,900
    Mimi WaltersRCA-33$39,775$1,000
    Lois WolkDCA-5$22,100$2,716
    Rod WrightDCA-25$51,957$1,000
    Mark WylandRCA-38$16,600$1,000
    Leland YeeDCA-8$27,000$1,200

    Add Data Filters:

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    NamePartyDistrict$ From Interest Groups
    That Supported
    $ From Interest Groups
    That Opposed
    Vote
    Elaine AlquistDCA-13$2,000$0
    Joel AndersonRCA-36$50,650$1,500
    Tom BerryhillRCA-14$25,950$0
    Sam BlakesleeRCA-15$0$0
    Ron CalderonDCA-30$46,400$1,500
    Anthony CannellaRCA-12$27,800$0
    Ellen CorbettDCA-10$1,700$0
    Lou CorreaDCA-34$39,445$1,000
    Kevin De LeonDCA-22$54,592$1,000
    Mark DeSaulnierDCA-7$9,250$0
    Bob DuttonRCA-31$7,950$0
    Bill EmmersonRCA-37$12,225$1,500
    Noreen EvansDCA-2$16,650$0
    Jean FullerRCA-18$16,875$3,000
    Ted GainesRCA-1$108,825$2,000
    Loni HancockDCA-9$0$0
    Tom HarmanRCA-35$18,500$0
    Ed HernandezDCA-24$48,686$3,500
    Bob HuffRCA-29$35,350$0
    Christine KehoeDCA-39$8,600$0
    Doug La MalfaRCA-4$7,200$0
    Mark LenoDCA-3$3,000$2,000
    Ted LieuDCA-28$57,650$1,000
    Carol LiuDCA-21$6,900$0
    Alan LowenthalDCA-27$0$0
    Gloria Negrete McLeodDCA-32$23,550$2,000
    Alex PadillaDCA-20$24,200$0
    Fran PavleyDCA-23$5,900$1,000
    Curren PriceDCA-26$37,500$200
    Michael RubioDCA-16$46,572$4,500
    Sharon RunnerRCA-17$4,900$0
    Joe SimitianDCA-11$3,500$0
    Darrell SteinbergDCA-6$37,350$2,200
    Tony StricklandRCA-19$49,957$2,000
    Juan VargasDCA-40$90,100$4,900
    Mimi WaltersRCA-33$39,775$1,000
    Lois WolkDCA-5$22,100$2,716
    Rod WrightDCA-25$51,957$1,000
    Mark WylandRCA-38$16,600$1,000
    Leland YeeDCA-8$27,000$1,200

    Interest Groups that supported this bill

    $ Donated
    Property & casualty insurance$1,086,709
    Funeral services$450

    Interest Groups that opposed this bill

    $ Donated
    Health & welfare policy$41,716
    Elderly issues & Social Security$0
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