H.R. 5121 - Expanding American Homeownership Act of 2006
- Sponsor:
- Robert Ney
- Summary:
- This bill amends existing law to allow the Federal Housing Administration to use risk based insurance premium pricing and increase and simplify loan limits with the intention of reaching underserved borrowers. (by CRS)
- Status:
- The bill was voted on in the House on July 25, 2006
PASSED on July 25, 2006.
2/3 required to pass
voted YES: 415
voted NO: 7
10 voted present/not voting
Expanding American Homeownership Act of 2006
H.R. 5121 — 109th Congress (2005–2006)
- Summary
- This bill amends existing law to allow the Federal Housing Administration to use risk based insurance premium pricing and increase and simplify loan limits with the intention of reaching underserved borrowers. (by CRS)
- Learn More
- At OpenCongress
- Title
- To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.
- Other Titles
- Expanding American Homeownership Act of 2006
- Expanding American Homeownership Act of 2006
- Expanding American Homeownership Act of 2006
- Expanding American Homeownership Act of 2006
- Expanding American Homeownership Act of 2006
- Sponsor
- Robert Ney
- Co-Sponsors
- Robert Andrews
- Joe Baca
- Spencer Bachus
- Shelley Berkley
- Judy Biggert
- Sanford Bishop
- Marsha Blackburn
- Sherwood Boehlert
- Robert Brady
- Sherrod Brown
- Virginia Brown-Waite
- Michael Burgess
- Ken Calvert
- Shelley Capito
- Michael Capuano
- Julia Carson
- Ed Case
- Donna Christensen
- William Clay
- James Clyburn
- John Conyers
- Elijah Cummings
- Artur Davis
- Danny Davis
- Lincoln Davis
- Jo Ann Davis
- Lincoln Diaz-Balart
- Mario Diaz-Balart
- John Doolittle
- David Dreier
- Eliot Engel
- Philip English
- Chaka Fattah
- Tom Feeney
- Mark Foley
- Harold Ford
- Vito Fossella
- Paul Gillmor
- Virgil Goode
- Katherine Harris
- Melissa Hart
- Alcee Hastings
- Rubén Hinojosa
- Steve Israel
- William Jefferson
- John Kline
- Steven LaTourette
- Rick Larsen
- Sheila Jackson-Lee
- Frank Lucas
- Carolyn Maloney
- James McGovern
- John McHugh
- Howard McKeon
- Kendrick Meek
- Gregory Meeks
- John Mica
- Juanita Millender-McDonald
- Gary Miller
- R. Miller
- Grace Napolitano
- Eleanor Norton
- C.L. Otter
- Major Owens
- William Pascrell
- Donald Payne
- Steven Pearce
- Charles Pickering
- Todd Platts
- Richard Pombo
- Jon Porter
- Deborah Pryce
- George Radanovich
- James Ramstad
- Charles Rangel
- Rick Renzi
- Thomas Reynolds
- Dana Rohrabacher
- Mike Ross
- Steven Rothman
- Bobby Rush
- Bernard Sanders
- H. Saxton
- David Scott
- Peter Sessions
- Christopher Shays
- Robert Simmons
- John Sweeney
- Bennie Thompson
- Patrick Tiberi
- Edolphus Towns
- Maxine Waters
- W. Weldon
- Albert Wynn
- Randy Neugebauer
- Cynthia McKinney
- Geoff Davis
- Emanuel Cleaver
- Brian Higgins
- Michael Fitzpatrick
- Al Green
- Kenny Marchant
- Thelma Drake
- Luis Fortuño
- Doris Matsui
- John Campbell
- Subjects
- Housing
- Aged
- Apartment houses
- Auditing
- Budgets
- Condominium (Housing)
- Congress
- Congressional oversight
- Congressional reporting requirements
- Correspondent banks
- Disaster relief
- Disasters
- Emergency management
- Federally-guaranteed loans
- Finance
- Government information
- Government paperwork
- Government trust funds
- Hawaii
- Hawaiians
- Home equity conversion
- Home improvement loans
- Home ownership
- Housing finance
- Housing for the aged
- Indian housing
- Indians
- Insurance premiums
- Loan defaults
- Management information systems
- Minorities
- Mortgage banks
- Mortgage guaranty insurance
- Mortgages
- Prices
- Real estate agents
- Real estate appraisal
- Risk
- Single family housing
- Technology
- Related Bills
- Major Actions
Introduced 4/06/2006 Referred to Committee Passed House 7/25/2006 - Bill History
-
Chamber/Committee Motion Date Result currently selected House On Passage - House - H.R. 5121 To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes - Under Suspension of the Rules 7/25/2006 This bill PASSED the House 415 voted YES 7 voted NO 10 voted present/not votingAction Date Description Introduced 4/06/2006 4/06/2006 Referred to the House Committee on Financial Services. 5/24/2006 Committee Consideration and Mark-up Session Held. Put on a legislative calendar 5/24/2006 Ordered to be Reported (Amended) by Voice Vote. 6/27/2006 Sponsor introductory remarks on measure. (CR H4583) 7/20/2006 Reported (Amended) by the Committee on Financial Services. H. Rept. 109-589. Put on a legislative calendar 7/20/2006 Placed on the Union Calendar, Calendar No. 340. 7/25/2006 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. 7/25/2006 Considered as unfinished business. currently selected House Vote on Passage 7/25/2006 On Passage - House - H.R. 5121 To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes - Under Suspension of the Rules 7/26/2006 Mr. Ney moved to suspend the rules and pass the bill, as amended. 7/26/2006 Considered under suspension of the rules. 7/26/2006 DEBATE - The House proceeded with forty minutes of debate on H.R. 5121. 7/26/2006 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Number Sponsor Date Offered Status
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