H.R. 5244 - Credit Cardholders' Bill of Rights Act of 2008
credit card, interest rates - Finance. 110th Congress (2007-2008) View bill details
- Sponsor:
- Carolyn Maloney
- Summary:
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. (by CRS)
- Status:
- The bill was voted on in the House on September 23, 2008
House Vote: On Passage
PASSED on September 23, 2008.
1/2 required to pass
voted YES: 312 voted NO: 112
Other Votes:
Credit Cardholders' Bill of Rights Act of 2008
H.R. 5244 — 110th Congress (2007–2008)
- Keywords
- credit card, interest rates
- Summary
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. (by CRS)
- Learn More
- at OpenCongress
- Title
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.
- Other Titles
- Credit Cardholders' Bill of Rights Act of 2008
- Credit Cardholders' Bill of Rights Act of 2008
- Credit Cardholders' Bill of Rights Act of 2008
- Sponsor
- Carolyn Maloney
- Co-Sponsors
- Neil Abercrombie
- Gary Ackerman
- Thomas Allen
- Robert Andrews
- Michael Arcuri
- Joe Baca
- Brian Baird
- Tammy Baldwin
- John Barrow
- Xavier Becerra
- Shelley Berkley
- Howard Berman
- Sanford Bishop
- Earl Blumenauer
- Madeleine Bordallo
- Leonard Boswell
- Nancy Boyda
- Robert Brady
- Bruce Braley
- Corrine Brown
- George Butterfield
- Lois Capps
- Michael Capuano
- Russ Carnahan
- André Carson
- Ben Chandler
- Yvette Clarke
- William Clay
- Emanuel Cleaver
- Steve Cohen
- John Conyers
- Jim Cooper
- Joe Courtney
- Henry Cuellar
- Elijah Cummings
- Lincoln Davis
- Danny Davis
- Peter DeFazio
- William Delahunt
- Rosa DeLauro
- John Dingell
- Lloyd Doggett
- Keith Ellison
- Eliot Engel
- Anna Eshoo
- Eni Faleomavaega
- Sam Farr
- Chaka Fattah
- Bob Filner
- Barney Frank
- Gabrielle Giffords
- Kirsten Gillibrand
- Charles Gonzalez
- Raymond Green
- Al Green
- Raul Grijalva
- Luis Gutiérrez
- John Hall
- Phil Hare
- Alcee Hastings
- Brian Higgins
- Maurice Hinchey
- Rubén Hinojosa
- Mazie Hirono
- Rush Holt
- Michael Honda
- Jay Inslee
- Steve Israel
- Jesse Jackson
- Sheila Jackson-Lee
- William Jefferson
- Henry Johnson
- Eddie Johnson
- Stephanie Jones
- Walter Jones
- Steve Kagen
- Paul Kanjorski
- Marcy Kaptur
- Patrick Kennedy
- Dale Kildee
- Carolyn Kilpatrick
- Dennis Kucinich
- James Langevin
- Barbara Lee
- Sander Levin
- John Lewis
- Daniel Lipinski
- David Loebsack
- Zoe Lofgren
- Nita Lowey
- Stephen Lynch
- Edward Markey
- James Marshall
- Doris Matsui
- Betty McCollum
- James McDermott
- James McGovern
- Jerry McNerney
- Michael McNulty
- Kendrick Meek
- R. Miller
- George Miller
- James Moran
- John Murtha
- Jerrold Nadler
- Grace Napolitano
- Richard Neal
- Eleanor Norton
- David Obey
- John Olver
- Solomon Ortiz
- Frank Pallone
- William Pascrell
- Donald Payne
- Nick Rahall
- Charles Rangel
- Silvestre Reyes
- Ciro Rodriguez
- Steven Rothman
- Lucille Roybal-Allard
- Timothy Ryan
- Loretta Sanchez
- Linda Sánchez
- John Sarbanes
- Janice Schakowsky
- José Serrano
- Christopher Shays
- Carol Shea-Porter
- Brad Sherman
- Albio Sires
- Louise Slaughter
- Hilda Solis
- Jackie Speier
- Fortney Stark
- Bart Stupak
- Betty Sutton
- Gene Taylor
- Bennie Thompson
- John Tierney
- Edolphus Towns
- Niki Tsongas
- Mark Udall
- Christopher Van Hollen
- Timothy Walz
- Debbie Wasserman Schultz
- Maxine Waters
- Diane Watson
- Melvin Watt
- Henry Waxman
- Anthony Weiner
- Peter Welch
- Lynn Woolsey
- David Wu
- Albert Wynn
- John Yarmuth
- Subjects
- Finance
- Business
- Consumer credit
- Consumer education
- Consumer protection
- Consumers
- Contracts
- Credit cards
- Debtor and creditor
- Fees
- Financial statements
- Government information
- Government paperwork
- Government publicity
- Interest rates
- Standards
- Related Bills
- Major Actions
Introduced 2/07/2008 Referred to Committee Passed House 9/23/2008 - Bill History
-
Chamber Motion Date Result select this vote House On Motion to Recommit with Instructions: H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/23/2008 This motion DID NOT PASS the House 198 voted YES 219 voted NO 16 voted present/not votingcurrently selected House On Passage - House - H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/23/2008 This bill PASSED the House 312 voted YES 112 voted NO 9 voted present/not votingAction Date Description Introduced 2/07/2008 2/07/2008 Referred to the House Committee on Financial Services. 4/17/2008 Referred to the Subcommittee on Financial Institutions and Consumer Credit. 4/17/2008 Subcommittee Hearings Held. 7/31/2008 Subcommittee on Financial Institutions and Consumer Credit Discharged. 7/31/2008 Committee Consideration and Mark-up Session Held. Put on a legislative calendar 7/31/2008 Ordered to be Reported (Amended) by the Yeas and Nays: 39 - 27. 9/17/2008 Reported (Amended) by the Committee on Financial Services. H. Rept. 110-857. Put on a legislative calendar 9/17/2008 Placed on the Union Calendar, Calendar No. 554. 9/22/2008 Rules Committee Resolution H. Res. 1476 Reported to House. Rule provides for consideration of H.R. 5244 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Bill is closed to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill shall be considered as adopted. 9/23/2008 The previous question was ordered pursuant to the rule. 9/23/2008 Mr. Castle moved to recommit with instructions to Financial Services. 9/23/2008 DEBATE - The House proceeded with 10 minutes of debate on the Castle motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment inserting a new section providing a trigger for enactment. 9/23/2008 The previous question on the motion to recommit with instructions was ordered without objection. select this vote Vote 9/23/2008 On Motion to Recommit with Instructions: H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 currently selected House Vote on Passage 9/23/2008 On Passage - House - H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/24/2008 Rule H. Res. 1476 passed House. 9/24/2008 Rule provides for consideration of H.R. 5244 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Bill is closed to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill shall be considered as adopted. 9/24/2008 Considered under the provisions of rule H. Res. 1476. 9/24/2008 DEBATE - The House proceeded with one hour of debate on H.R. 5244. 9/24/2008 Received in the Senate. 10/02/2008 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Number Sponsor Date Offered Status
Average contributions given to House members from interest groups that…
supported this bill
| Commercial service unions [About] |
| Small business associations [About] |
| Consumer groups [About] |
opposed this bill
Average given to House members who voted:
Includes reported contributions to congressional campaigns of House members in office on day of vote, from interest groups invested in the vote according to MAPLight.org, January 1, 2007 – December 31, 2008.
Contributions data source: OpenSecrets.org
Contributions data source: OpenSecrets.org
