H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act

Dodd-Frank Wall Street Reform and Consumer Protection Act

H.R. 4173 — 111^th Congress (2009–2010)

Summary

A bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. (by CRS)

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Title

To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.

Other Titles

• Wall Street Reform and Consumer Protection Act of 2009
• Accountability and Transparency in Rating Agencies Act of 2009
• Consumer Financial Protection Agency Act of 2009
• Corporate and Financial Institution Compensation Fairness Act of 2009
• Credit Risk Retention Act of 2009
• Dissolution Authority for Large, Interconnected Financial Companies Act of 2009
• Federal Insurance Office Act of 2009
• Financial Stability Improvement Act of 2009
• Investor Protection Act of 2009
• Over-the-Counter Derivatives Markets Act of 2009
• Private Fund Investment Advisers Registration Act of 2009
• Wall Street Reform and Consumer Protection Act of 2009
• Accountability and Transparency in Rating Agencies Act of 2009
• Consumer Financial Protection Agency Act of 2009
• Corporate and Financial Institution Compensation Fairness Act of 2009
• Credit Risk Retention Act of 2009
• Derivative Markets Transparency and Accountability Act of 2009
• Dissolution Authority for Large, Interconnected Financial Companies Act of 2009
• Expand and Preserve Home Ownership Through Counseling Act
• Federal Insurance Office Act of 2009
• Financial Stability Improvement Act of 2009
• Investor Protection Act of 2009
• Mortgage Reform and Anti-Predatory Lending Act
• Nonadmitted and Reinsurance Reform Act of 2009
• Private Fund Investment Advisers Registration Act of 2009
• Restoring American Financial Stability Act of 2010
• Bank and Savings Association Holding Company and Depository Institution Regulatory Improvements Act of 2010
• Consumer Financial Protection Act of 2010
• Enhancing Financial Institution Safety and Soundness Act of 2010
• Financial Stability Act of 2010
• Improving Access to Mainstream Financial Institutions Act of 2010
• Nonadmitted and Reinsurance Reform Act of 2010
• Office of National Insurance Act of 2010
• Pay It Back Act
• Payment, Clearing, and Settlement Supervision Act of 2010
• Private Fund Investment Advisers Registration Act of 2010
• Wall Street Transparency and Accountability Act of 2010
• Dodd-Frank Wall Street Reform and Consumer Protection Act
• A bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes.

Sponsor

Barney Frank

Co-Sponsors

Subjects

• Finance and financial sector
• Accounting and auditing
• Administrative law and regulatory procedures
• Administrative remedies
• Advisory bodies
• Aging
• Bank accounts, deposits, capital
• Banking and financial institutions regulation
• Bankruptcy
• Business records
• Civil actions and liability
• Commodities markets
• Commodity Futures Trading Commission
• Congressional oversight
• Consumer affairs
• Consumer credit
• Credit and credit markets
• Department of Housing and Urban Development
• Department of the Treasury
• Employment discrimination and employee rights
• Evidence and witnesses
• Executive agency funding and structure
• Federal Deposit Insurance Corporation (FDIC)
• Federal Reserve System
• Federal Trade Commission (FTC)
• Federal preemption
• Financial crises and stabilization
• Financial services and investments
• Foreign and international banking
• Fraud offenses and financial crimes
• Government information and archives
• Government investigations
• Government trust funds
• Housing finance and home ownership
• Insurance industry and regulation
• Judicial review and appeals
• Licensing and registrations
• Marketing and advertising
• Minority and disadvantaged businesses
• National Credit Union Administration
• Real estate business
• Securities
• Securities and Exchange Commission (SEC)
• Small business
• Women in business
• Women's employment

Related Bills

• H.Res. 956 (111^th) : Providing for Consideration of the Bill (H.R. 4173) to Provide for Financial Regulatory Reform, to Protect Consumers and Investors, to Enhance Federal Understanding of Insurance Issues, to Regulate the Over-The-Counter Derivatives Markets, and for Other Purposes.
• H.Res. 964 (111^th) : Providing for Further Consideration of the Bill (H.R. 4173) to Provide for Financial Regulatory Reform, to Protect Consumers and Investors, to Enhance Federal Understanding of Insurance Issues, to Regulate the Over-The-Counter Derivatives Markets, and for Other Purposes.
• H.Res. 1490 (111^th) : Providing for Consideration of the Conference Report to Accompany the Bill (H.R. 4173) to Provide for Financial Regulatory Reform, to Protect Consumers and Investors, to Enhance Federal Understanding of Insurance Issues, to Regulate the Over-The-Counter Derivatives Markets, and for Other Purposes.
• H.R. 3126 (111^th) : Consumer Financial Protection Agency Act of 2009
• H.R. 3818 (111^th) : Private Fund Investment Advisers Registration Act of 2009
• S. 3217 (111^th) : Restoring American Financial Stability Act of 2010
• S. 3217 (111^th) : Restoring American Financial Stability Act of 2010
• S. 3217 (111^th) : Restoring American Financial Stability Act of 2010

Major Actions

Introduced	12/02/2009
Referred to Committee
Amendments (24 proposed)
Passed House	12/11/2009
Passed Senate	5/21/2010
Passed House	6/30/2010
Passed Senate	7/15/2010
Signed by President	7/21/2010

Bill History

• All Votes
• All Actions
• Amendments

	Chamber/Committee	Motion	Date	Result
select this vote	House	On agreeing to the Peterson amendment (A003) Agreed to by voice vote.	12/10/2009	PASSED by voice vote
select this vote	House	On agreeing to the Peterson amendment (A004) Agreed to by voice vote.	12/11/2009	PASSED by voice vote
select this vote	House	On agreeing to the Matsui amendment (A010) Agreed to by voice vote.	12/11/2009	PASSED by voice vote
select this vote	House	Amendment 1 to H.R. 4173	12/11/2009	This amendment PASSED the House 240 voted YES 182 voted NO 18 voted present/not voting
select this vote	House	Amendment 2 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 172 voted YES 257 voted NO 11 voted present/not voting
select this vote	House	Amendment 5 to H.R. 4173	12/11/2009	This amendment PASSED the House 228 voted YES 202 voted NO 10 voted present/not voting
select this vote	House	Amendment 6 to H.R. 4173	12/11/2009	This amendment PASSED the House 304 voted YES 124 voted NO 12 voted present/not voting
select this vote	House	Amendment 7 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 150 voted YES 280 voted NO 10 voted present/not voting
select this vote	House	Amendment 8 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 98 voted YES 330 voted NO 12 voted present/not voting
select this vote	House	Amendment 9 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 150 voted YES 279 voted NO 11 voted present/not voting
select this vote	House	On agreeing to the Cohen amendment (A014) Agreed to by voice vote.	12/11/2009	PASSED by voice vote
select this vote	House	On agreeing to the Kanjorski amendment (A017) Failed by voice vote.	12/11/2009	DID NOT PASS by voice vote
select this vote	House	On agreeing to the Garrett (NJ) amendment (A019) Agreed to by voice vote.	12/11/2009	PASSED by voice vote
select this vote	House	On agreeing to the Kilroy amendment (A021) Agreed to by voice vote.	12/11/2009	PASSED by voice vote
select this vote	House	Amendment 11 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 153 voted YES 271 voted NO 16 voted present/not voting
select this vote	House	Amendment 12 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 166 voted YES 259 voted NO 15 voted present/not voting
select this vote	House	Amendment 15 to H.R. 4173	12/11/2009	This amendment PASSED the House 228 voted YES 198 voted NO 14 voted present/not voting
select this vote	House	Amendment 18 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 188 voted YES 241 voted NO 11 voted present/not voting
select this vote	House	Amendment 20 to H.R. 4173	12/11/2009	This amendment PASSED the House 277 voted YES 149 voted NO 14 voted present/not voting
select this vote	House	Amendment 22 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 208 voted YES 223 voted NO 10 voted present/not voting
select this vote	House	Amendment 23 to H.R. 4173	12/11/2009	This amendment DID NOT PASS the House 175 voted YES 251 voted NO 14 voted present/not voting
select this vote	House	On Motion to Recommit with Instructions: H.R. 4173 The Wall Street Reform and Consumer Protection Act of 2009	12/11/2009	This motion DID NOT PASS the House 190 voted YES 232 voted NO 12 voted present/not voting
select this vote	House	On Passage - House - H.R. 4173 The Wall Street Reform and Consumer Protection Act of 2009	12/11/2009	This bill PASSED the House 223 voted YES 202 voted NO 9 voted present/not voting
select this vote	Senate	Amendment SA 4172 agreed to in Senate by Unanimous Consent.	5/20/2010	PASSED by voice vote
select this vote	Senate	On Passage - Senate - H.R. 4173 As Amended	5/21/2010	This bill PASSED the Senate 59 voted YES 39 voted NO 2 voted present/not voting
select this vote	Senate	Brownback Motion to Instruct Conferees Re: H.R. 4173	5/24/2010	This motion PASSED the Senate 60 voted YES 30 voted NO 10 voted present/not voting
select this vote	Senate	Hutchison Motion to Instruct Conferees Re: H.R. 4173	5/24/2010	This motion PASSED the Senate 87 voted YES 4 voted NO 9 voted present/not voting
select this vote	House	On Motion to Instruct Conferees: H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009	6/09/2010	This motion DID NOT PASS the House 198 voted YES 217 voted NO 16 voted present/not voting
select this vote	House	On Motion to Recommit the Conference Report with Instructions: H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009	6/30/2010	This motion DID NOT PASS the House 198 voted YES 229 voted NO 5 voted present/not voting
currently selected	House	On the Conference Report - House - H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009	6/30/2010	This bill PASSED the House 237 voted YES 192 voted NO 4 voted present/not voting
select this vote	Senate	Motion to Invoke Cloture on the Conference Report to Accompany H.R. 4173	7/15/2010	This motion PASSED the Senate 60 voted YES 38 voted NO 1 voted present/not voting
select this vote	Senate	Motion to Waive All Applicable Budgetary Discipline RE: Conference Report to Accompany H.R. 4173	7/15/2010	This motion PASSED the Senate 60 voted YES 39 voted NO 0 voted present/not voting
select this vote	Senate	On the Conference Report - Senate - Conference Report to Accompany H.R. 4173	7/15/2010	This bill PASSED the Senate 60 voted YES 39 voted NO 0 voted present/not voting

	Action	Date	Description
	Introduced	12/02/2009
		12/02/2009	Referred to the Committee on Financial Services, and in addition to the Committees on Agriculture, Energy and Commerce, the Judiciary, Rules, the Budget, Oversight and Government Reform, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
		12/02/2009	Referred to House Financial Services
		12/02/2009	Referred to House Agriculture
		12/02/2009	Referred to House Energy and Commerce
		12/02/2009	Referred to House Judiciary
		12/02/2009	Referred to House Rules
		12/02/2009	Referred to House Budget
		12/02/2009	Referred to House Oversight and Government Reform
		12/02/2009	Referred to House Ways and Means
		12/08/2009	Rules Committee Resolution H. Res. 956 Reported to House. Rule provides for consideration of H.R. 4173 with 3 hours of general debate. Previous question shall be considered as ordered without intervening motions. Measure will be considered read. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment printed in the report of the Committee on Rules accompanying this resolution shall be considered as adopted in the House and in the Committee of the Whole. After general debate, the Committee of the Whole shall rise without motion. No further consideration of the bill shall be in order except pursuant to a sebsequent order of the House.
		12/09/2009	Rule H. Res. 956 passed House.
		12/09/2009	Considered under the provisions of rule H. Res. 956.
		12/09/2009	Rule provides for consideration of H.R. 4173 with 3 hours of general debate. Previous question shall be considered as ordered without intervening motions. Measure will be considered read. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment printed in the report of the Committee on Rules accompanying this resolution shall be considered as adopted in the House and in the Committee of the Whole. After general debate, the Committee of the Whole shall rise without motion. No further consideration of the bill shall be in order except pursuant to a sebsequent order of the House.
		12/09/2009	House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 956 and Rule XVIII.
		12/09/2009	The Speaker designated the Honorable Harry Teague to act as Chairman of the Committee.
		12/09/2009	GENERAL DEBATE - Pursuant to the provisions of H.Res. 956, the Committee of the Whole proceeded with three hours of general debate on H.R. 4173.
		12/09/2009	Mr. Frank (MA) moved that the Committee now rise.
		12/09/2009	On motion that the Committee now rise Agreed to by voice vote.
		12/09/2009	Committee of the Whole House on the state of the Union rises leaving H.R. 4173 as unfinished business.
		12/09/2009	Considered as unfinished business.
		12/09/2009	The House resolved into Committee of the Whole House on the state of the Union for further consideration.
		12/09/2009	GENERAL DEBATE - The Committee of the Whole resumed general debate on H.R. 4173.
		12/10/2009	Committee of the Whole House on the state of the Union rises leaving H.R. 4173 as unfinished business.
		12/10/2009	Rules Committee Resolution H. Res. 964 Reported to House. Rule provides for consideration of H.R. 4173. Measure will be considered read. Specified amendments are in order. The bill, as amended, shall be considered for amendment under the five-minute rule.
		12/10/2009	Rule H. Res. 964 passed House.
		12/10/2009	Considered as unfinished business.
		12/10/2009	The House resolved into Committee of the Whole House on the state of the Union for further consideration.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 30 minutes of debate on the Frank (MA) amendment no. 1.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Frank amendment No. 1, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Bachus demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Sessions amendment.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Sessions amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Sessions demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 30 minutes of debate on the Peterson amendment no. 1.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Peterson amendment no. 2.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Lynch amendment.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Lynch amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Lynch demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Murphy(NY) amendment.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Murphy (NY) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Murphy (NY) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Frank(MA) amendment no. 2.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Frank amendment No. 2, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Garrett (NJ) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Stupak amendment no. 1.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Stupak amendment No. 1, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Stupak demanded a recorded vote and the Chair po stponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Stupak amendment no. 2.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Stupak amendment No. 2, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Matsui amendment.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Kanjorski amendment.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Kanjorski amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Garrett (NJ) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the McCarthy(CA) amendment.
		12/10/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the McCarthy (CA), the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Garrett (NJ) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/10/2009	Mr. Frank (MA) moved that the Committee now rise.
		12/10/2009	On motion that the Committee now rise Agreed to by voice vote.
		12/10/2009	UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.
		12/10/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 20 minutes of debate on the Frank(MA) En Bloc amendment.
		12/10/2009	Amendment (A001) offered by Mr. Frank (MA).
		12/10/2009	Amendment (A002) offered by Mr. Sessions.
		12/10/2009	Amendment (A003) offered by Mr. Peterson.
select this vote	Vote	12/10/2009	On agreeing to the Peterson amendment (A003) Agreed to by voice vote.
		12/10/2009	Amendment (A004) offered by Mr. Peterson.
		12/11/2009	Considered as unfinished business.
		12/11/2009	The House resolved into Committee of the Whole House on the state of the Union for further consideration.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeeded with 10 minutes of debate on the Cohen amendment.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Peters amendment.
		12/11/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Peters amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Hensarling demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Watt amendment.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Kanjorski amendment numbered 18.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Marshall amendment.
		12/11/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Marshall amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Goodlatte demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Garrett (NJ) amendment.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Schakowsky amendment.
		12/11/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Shakowsky amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Hensarling demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 10 minutes of debate on the Kilroy amendment.
		12/11/2009	The Committee rose informally to receive a message.
		12/11/2009	The Committee resumed its sitting.
		12/11/2009	UNFINISHED BUSINESS - The Chair announced that the unfinished business was on the question of adoption of amendments which were debated earlier and on which further proceedings were postponed.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 20 minutes of debate on the Minnick amendment.
		12/11/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Minnick amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/11/2009	DEBATE - Pursuant to the provisions of H.Res. 964, the Committee of the Whole proceeded with 30 minutes of debate on the Bachus amendment in the nature of a substitute, as modified.
		12/11/2009	POSTPONED PROCEEDINGS - At the conclusion of debate on the Bachus amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Bachus demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
		12/11/2009	The House rose from the Committee of the Whole House on the state of the Union to report H.R. 4173.
		12/11/2009	The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
		12/11/2009	Mr. Dent moved to recommit with instructions to Financial Services, Agriculture, Energy and Commerce, Judiciary, Rules, the Budget, Oversight and Government Reform, and Ways and Means.
		12/11/2009	DEBATE - The House proceeded with 10 minutes of debate on the Dent motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment repealing the troubled assest relief program.
		12/11/2009	The previous question on the motion was ordered pursuant to the rule.
		12/11/2009	Amendment (A005) offered by Mr. Lynch. (consideration: CR H14710-14712, H14730-14731; text CR H14710-14711)
select this vote	Vote	12/11/2009	On agreeing to the Peterson amendment (A004) Agreed to by voice vote.
		12/11/2009	Amendment (A006) offered by Mr. Murphy (NY).
		12/11/2009	Amendment (A007) offered by Mr. Frank (MA).
		12/11/2009	Amendment (A008) offered by Mr. Stupak.
		12/11/2009	Amendment (A009) offered by Mr. Stupak.
		12/11/2009	Amendment (A010) offered by Ms. Matsui.
select this vote	Vote	12/11/2009	On agreeing to the Matsui amendment (A010) Agreed to by voice vote.
		12/11/2009	Amendment (A011) offered by Mr. Kanjorski.
		12/11/2009	Amendment (A012) offered by Mr. McCarthy (CA).
select this vote	Vote	12/11/2009	Amendment 1 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 2 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 5 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 6 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 7 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 8 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 9 to H.R. 4173
		12/11/2009	Amendments (A013) offered by Mr. Frank (MA).
		12/11/2009	On agreeing to the Frank (MA) amendments (A013) Agreed to by voice vote.
		12/11/2009	Amendment (A014) offered by Mr. Cohen.
select this vote	Vote	12/11/2009	On agreeing to the Cohen amendment (A014) Agreed to by voice vote.
		12/11/2009	Amendment (A015) offered by Mr. Peters.
		12/11/2009	Amendment (A016) offered by Mr. Watt.
		12/11/2009	By unanimous consent, the Watt amendment was withdrawn.
		12/11/2009	Amendment (A017) offered by Mr. Kanjorski.
select this vote	Vote	12/11/2009	On agreeing to the Kanjorski amendment (A017) Failed by voice vote.
		12/11/2009	Amendment (A018) offered by Mr. Marshall.
		12/11/2009	Amendment (A019) offered by Mr. Garrett (NJ).
select this vote	Vote	12/11/2009	On agreeing to the Garrett (NJ) amendment (A019) Agreed to by voice vote.
		12/11/2009	Amendment (A020) offered by Ms. Schakowsky.
		12/11/2009	Amendment (A021) offered by Ms. Kilroy.
select this vote	Vote	12/11/2009	On agreeing to the Kilroy amendment (A021) Agreed to by voice vote.
select this vote	Vote	12/11/2009	Amendment 11 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 12 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 15 to H.R. 4173
		12/11/2009	Amendment (A022) offered by Mr. Minnick.
		12/11/2009	Amendment (A023) in the nature of a substitute offered by Mr. Bachus.
		12/11/2009	Bachus amendment (A023) modified by the order of the House of December 10, 2009.
select this vote	Vote	12/11/2009	Amendment 18 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 20 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 22 to H.R. 4173
select this vote	Vote	12/11/2009	Amendment 23 to H.R. 4173
select this vote	Vote	12/11/2009	On Motion to Recommit with Instructions: H.R. 4173 The Wall Street Reform and Consumer Protection Act of 2009
select this vote	House Vote on Passage	12/11/2009	On Passage - House - H.R. 4173 The Wall Street Reform and Consumer Protection Act of 2009
		1/20/2010	Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
		5/20/2010	Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
		5/20/2010	Measure laid before Senate by unanimous consent.
		5/20/2010	Senate struck all after the Enacting Clause and substituted the language of S.3217 amended.
		5/20/2010	See also S. 3217.
		5/20/2010	Senate insisted on its amendments, requested a conference.
		5/20/2010	Amendment SA 4172 proposed by Senator Dodd.
select this vote	Vote	5/20/2010	Amendment SA 4172 agreed to in Senate by Unanimous Consent.
select this vote	Senate Vote on Passage	5/21/2010	On Passage - Senate - H.R. 4173 As Amended
		5/24/2010	Considered by Senate.
		5/24/2010	Motion by Senator Brownback to instruct Senate conferees made in Senate.
		5/24/2010	Motion by Senator Hutchison to instruct Senate conferees made in Senate.
select this vote	Vote	5/24/2010	Brownback Motion to Instruct Conferees Re: H.R. 4173
select this vote	Vote	5/24/2010	Hutchison Motion to Instruct Conferees Re: H.R. 4173
		5/25/2010	Senate appointed conferee(s) Dodd; Johnson; Reed; Schumer; Shelby; Crapo; Corker; Gregg; Lincoln; Leahy; Harkin; Chambliss.
		5/25/2010	Message on Senate action sent to the House.
		5/27/2010	Senate ordered measure printed as passed.
		6/09/2010	Mr. Frank (MA) moved that the House disagree to the Senate amendments, and agree to a conference.
		6/09/2010	On motion that the House disagree to the Senate amendments, and agree to a conference Agreed to without objection.
		6/09/2010	Mr. Bachus moved that the House instruct conferees.
		6/09/2010	DEBATE - The House proceeded with one hour of debate on the Bachus motion to instruct conferees on H.R. 4173. The instructions contained in the motion seek to require the managers on the part of the House to disagree to the provisions contained in subtitle G of title I of the House bill and to disagree to section 202 and section 210 of title II of the Senate amendment. The instructions in the motion also seek to require the managers on the part of the House to not record their approval of the final conference agreement unless the text of such agreement has been available to the managers in an electronic, searchable, and downloadable form for at least 72 hours.
		6/09/2010	The previous question was ordered without objection.
		6/09/2010	The Speaker appointed conferees - from the Committee on Agriculture for consideration of subtitles A and B of title I, secs. 1303, 1609, 1702, 1703, title III (except secs. 3301 and 3302), secs. 4205(c), 4804(b)(8)(B), 5008, and 7509 of the House bill, and sec. 102, subtitle A of title I, secs. 406, 604(h), title VII, title VIII, secs. 983, 989E, 1027(j), 1088(a)(8), 1098, and 1099 of the Senate amendment, and modifications committed to conference: Peterson, Boswell, and Lucas.
		6/09/2010	The Speaker appointed conferees - from the Committee on Oversight and Government Reform for consideration of secs. 1000A, 1007, 1101(e)(3), 1203(d), 1212, 1217, 1254(c), 1609(h)(8)(B), 1611(d), 3301, 3302, 3304, 4106(b)(2) and (g)(4)(D), 4604, 4801, 4802, 5004, 7203(a), 7409, and 8002(a)(3) of the House bill, and secs. 111(g), (i) and (j), 152(d)(2), (g) and (k), 210(h)(8), 319, 322, 404, 502(a)(3), 723(a)(3), 748, 763(a), 809(g), 922(a), 988, 989B, 989C, 989D, 989E, 1013(a), 1022(c)(6), 1064, 1152, and 1159(a) and (b) of the Senate amendment, and modifications committed to conference: Towns, Cummings, and Issa.
		6/09/2010	The Speaker appointed conferees - from the Committee on Small Business for consideration of secs. 1071 and 1104 of the Senate amendment, and modifications committed to conference: Velazquez, Shuler, and Graves.
		6/09/2010	The Speaker appointed conferees - from the Committee on Financial Services for consideration of the House bill and the Senate amendment, and modifications committed to conference: Frank (MA), Kanjorski, Waters, Maloney, Gutierrez, Watt, Meeks (NY), Moore (KS), Kilroy, Peters, Bachus, Royce, Biggert, Capito, Hensarling, and Garrett (NJ).
		6/09/2010	The Speaker appointed conferees - from the Committee on Energy and Commerce for consideration of secs. 3009, 3102(a)(2), 4001, 4002, 4101-4114, 4201, 4202, 4204-4210, 4301-4311, 4314, 4401-4403, 4410, 4501-4509, 4601-4606, 4815, 4901, and that portion of sec. 8002(a)(3) which adds a new sec. 313(d) to title 31, United States Code, of the House bill, and that portion of sec. 502(a)(3) which adds a new sec. 313(d) to title 31, United States Code, secs. 722(e), 1001, 1002, 1011-1018, 1021-1024, 1027-1029, 1031-1034, 1036, 1037, 1041, 1042, 1048, 1051-1058, 1061-1067, 1101, and 1105 of the Senate amendment, and modifications committed to conference: Waxman, Rush, and Barton (TX).
		6/09/2010	The Speaker appointed conferees - from the Committee on the Judiciary for consideration of secs. 1101(e)(2), 1103(e)(2), 1104(i)(5) and (i)(6), 1105(h) and (i), 1110(c) and (d), 1601, 1605, 1607, 1609, 1610, 1612(a), 3002(c)(3) and (c)(4), 3006, 3119, 3206, 4205(n), 4306(b), 4501-4509, 4603, 4804(b)(8)(A), 4901(c)(8)(D) and (e), 6003, 7203(a), 7205, 7207, 7209, 7210, 7213-7216, 7220, 7302, 7507, 7508, 9004, 9104, 9105, 9106(a), 9110(b), 9111, 9118, 9203(c), and 9403(b) of the House bill, and secs.112(b)(5)(B), 113(h), 153(f), 201, 202, 205, 208-210, 211(a) and (b), 316, 502(a)(3), 712(c), 718(b), 723(a)(3), 724(b), 725(c), 728, 731, 733, 735(b), 744, 748, 753, 763(a), (c) and (i), 764, 767, 809(f), 922, 924, 929B, 932, 991(b)(5), (c)(2)(G) and (c)(3)(H), 1023(c)(7) and (c)(8), 1024(c)(3)(B), 1027(e), 1042, 1044(a), 1046(a), 1047, 1051-1058, 1063, 1088(a)(7)(A), 1090, 1095, 1096, 1098, 1104, 1151(b), and 1156(c) of the Senate amendment, and modifications committed to conference: Conyers, Berman, and Smith (TX).
select this vote	Vote	6/09/2010	On Motion to Instruct Conferees: H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009
		6/10/2010	Conference held.
		6/15/2010	Conference held.
		6/16/2010	Conference held.
		6/17/2010	Conference held.
		6/22/2010	Conference held.
		6/23/2010	Conference held.
		6/24/2010	Conference held.
		6/29/2010	Conferees agreed to file conference report.
		6/29/2010	Conference report H. Rept. 111-517 filed.
		6/30/2010	Rules Committee Resolution H. Res. 1490 Reported to House. Rule provides for consideration of the conference report to H.R. 4173 with 2 hours of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. All points of order against the conference report and against its consideration are waived.
		6/30/2010	Rule H. Res. 1490 passed House.
		6/30/2010	Mr. Frank (MA) brought up conference report H. Rept. 111-517 for consideration under the provisions of H. Res. 1490.
		6/30/2010	DEBATE - Pursuant to the provisions of H.Res. 1490, the House proceeded with 2 hours of debate on the conference report to accompany H.R. 4173.
		6/30/2010	The previous question was ordered pursuant to the rule.
		6/30/2010	Mr. Bachus moved to recommit with instructions to the conference committee.
		6/30/2010	The previous question on the motion was ordered without objection.
		6/30/2010	Motions to reconsider laid on the table Agreed to without objection.
		6/30/2010	Conference papers: Senate report and manager's statement and message on House action held at the desk in Senate.
select this vote	Vote	6/30/2010	On Motion to Recommit the Conference Report with Instructions: H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009
currently selected	House Vote on Passage	6/30/2010	On the Conference Report - House - H.R. 4173 Wall Street Reform and Consumer Protection Act of 2009
		7/13/2010	Motion to proceed to consideration of the conference report to accompany H.R. 4173 agreed to in Senate by Voice Vote.
		7/13/2010	Conference report considered in Senate.
		7/13/2010	Cloture motion on the conference report to accompany H.R. 4173 presented in Senate.
		7/15/2010	Conference report considered in Senate.
		7/15/2010	Point of order on the conference report to accompany H.R. 4173 raised in Senate.
		7/15/2010	Motion to waive all applicable budgetary discipline on the conference report with respect to the measure made in Senate.
		7/15/2010	Message on Senate action sent to the House.
	Presented to President	7/15/2010	Cleared for White House.
	Presented to President	7/15/2010	Presented to President.
select this vote	Vote	7/15/2010	Motion to Invoke Cloture on the Conference Report to Accompany H.R. 4173
select this vote	Vote	7/15/2010	Motion to Waive All Applicable Budgetary Discipline RE: Conference Report to Accompany H.R. 4173
select this vote	Senate Vote on Passage	7/15/2010	On the Conference Report - Senate - Conference Report to Accompany H.R. 4173
	Signed	7/21/2010	Signed by President.
	Enacted	7/21/2010	Became Public Law No: 111-203.

	Number	Sponsor	Date Offered	Status
select this vote	H. Amdt. 517	Frank, Barney [D-MA4]	December 10, 2009	Offered on December 9, 2009.
	Manager's amendment, as modified, makes sundry changes to the bill. Show amendment details
select this vote	H. Amdt. 518	Sessions, Peter [R-TX32]	December 10, 2009	Failed by roll call vote on December 10, 2009.
	Amendment sought to strike the provisions creating a new private right of action against credit rating agencies. Show amendment details
select this vote	H. Amdt. 519	Peterson, Collin [D-MN7]	December 10, 2009	Passed by voice vote on December 10, 2009.
	Amendment inserted a new Title III entitled "Derivative Markets Transparency and Accountability Act of 2009". Show amendment details
select this vote	H. Amdt. 520	Peterson, Collin [D-MN7]	December 10, 2009	Passed by voice vote on December 10, 2009.
	Amendment provides that the CFTC would define the terms "commerical risk", "operating risk", and "balance sheet risk" for use in the Commodity Exchange Act to define what types of risk a company may hedge and remain eligible for limited exception to clearing. Show amendment details
select this vote	H. Amdt. 521	Lynch, Stephen [D-MA9]	December 10, 2009	Passed by roll call vote on December 10, 2009.
	Amendment provides rules toward the equitable governance of clearing houses and swap exchange facilities. Show amendment details
select this vote	H. Amdt. 522	Murphy, Scott [D-NY20]	December 10, 2009	Passed by roll call vote on December 10, 2009.
	Amendment replaces the current definition of Major Swap Participant with the definition that was reported out of the House Agriculture Committee. Show amendment details
select this vote	H. Amdt. 523	Frank, Barney [D-MA4]	December 10, 2009	Failed by roll call vote on December 10, 2009.
	Amendment sought to create authority for the prudential regulators, the CFTC and the SEC, to set margin in swap and security-based swap transactions involving end users. Show amendment details
select this vote	H. Amdt. 524	Stupak, Bart [D-MI1]	December 10, 2009	Failed by roll call vote on December 10, 2009.
	Amendment sought to require transparency in swaps contracts by requiring all non-cleared swaps be executed on a registered swap execution facility. Show amendment details
select this vote	H. Amdt. 525	Stupak, Bart [D-MI1]	December 10, 2009	Failed by roll call vote on December 10, 2009.
	Amendment sought to allow the Commodity Futures Trading Commission and the Securities and Exchange Commission the authority to ban abusive swaps; sought to amend any proposed commercial risk definition to disregard balance sheet risk; and sought to maintain that any illegal swap entered into after enactment of this Act would not be valid. Show amendment details
select this vote	H. Amdt. 526	Matsui, Doris [D-CA5]	December 10, 2009	Passed by voice vote on December 10, 2009.
	Amendment requires any mortgage servicer or lender participating in the Making Home Affordable Program, to report to the Department of Treasury on a monthly basis and to make such a report available on their website within two weeks of receiving such information for public viewing. The report to Treasury shall include, but not be limited to the following, with respect to the Making Home Affordable Plan: A) the number of loan modification requests received; B) number of loan modification requests being processed; C) the number of loan modification requests that have been approved; D) the number of loan modification requests that have been denied. The amendment gives the Secretary of Treasury authority to publicly release any other relevant data the Secretary deems necessary. Show amendment details
select this vote	H. Amdt. 527	Kanjorski, Paul [D-PA11]	December 10, 2009	Failed by roll call vote on December 11, 2009.
	Amendment sought to strike the provisions exempting public companies with less than $75 million in market capitalization from the requirements of the Sarbanes-Oxley Act relating to the external audit of internal controls. Show amendment details
select this vote	H. Amdt. 528	McCarthy, Kevin [R-CA22]	December 10, 2009	Failed by roll call vote on December 11, 2009.
	Amendment sought to strike section 6012 from the bill, which is increased liability language that would be a barrier to entry, inhibiting increased competition in the rating agency market. Show amendment details
	H. Amdt. 529	Frank, Barney [D-MA4]	December 10, 2009	Offered on December 9, 2009.
	Amendments en bloc consist of amendments numbered 11, 20, 21, 22, 23, 24, 25, 27, 28, and 34 printed in House Report 111-370. Show amendment details
select this vote	H. Amdt. 530	Cohen, Steve [D-TN9]	December 11, 2009	Passed by voice vote on December 11, 2009.
	Amendment strikes language that would permit FINRA to regulate investment advisers that are associated with broker dealers. Show amendment details
select this vote	H. Amdt. 531	Peters, Gary [D-MI9]	December 11, 2009	Passed by roll call vote on December 11, 2009.
	Amendment provides that the financial industry and not taxpayers, will be responsible for making up any TARP shortfalls and that the TARP program will not add to the deficit or national debt. Show amendment details
	H. Amdt. 532	Watt, Melvin [D-NC12]	December 11, 2009	Withdrawn on December 11, 2009.
	An amendment numbered 17 printed in House Report 111-370 to revise the exclusion for auto dealers under the Consumer Financial Protection Agency Act by clarifying what auto dealer activities are excepted. Show amendment details
select this vote	H. Amdt. 533	Kanjorski, Paul [D-PA11]	December 11, 2009	Failed by voice vote on December 11, 2009.
	Amendment sought to stem the unintended consequences resulting from the definitional change of NRSRO from Nationally Recognized Statistical Rating Organization to Nationally Registered Statistical Rating Organization. Section 6005 creates inconsistencies in the securities laws as it amends the definition only in the 1933 and 1934 Acts and it has potential impact on state rules and regulations requiring a change of state level statute. Show amendment details
select this vote	H. Amdt. 534	Marshall, James [D-GA8]	December 11, 2009	Failed by roll call vote on December 11, 2009.
	Amendment sought to allow bankruptcy courts to extend repayment periods; reduce excessive interest rates and fees; and to adjust the principal balance of the mortgage to a home's fair market value as necessary, in order to prevent foreclosure and to allow the VA, FHA, and RHS to take steps to facilitate mortgage modifications. The amendment is substantively identical to title I, subtitle A and sections 121-123 of subtitle B of H.R. 1106 (Helping Families Save Their Homes Act of 2009), which passed the House on March 5, 2009. Show amendment details
select this vote	H. Amdt. 535	Garrett, Scott [R-NJ5]	December 11, 2009	Passed by voice vote on December 11, 2009.
	Amendment allows rating agency firms to deregister as Nationally Recognized Statistical Rating Organizations (NRSRO), provided such NRSRO certifies that it received less than $250 million during its last full fiscal year in compensation for providing credit ratings on securities and money market instruments issued in the U.S. Show amendment details
select this vote	H. Amdt. 536	Schakowsky, Janice [D-IL9]	December 11, 2009	Passed by roll call vote on December 11, 2009.
	Amendment provides the Director of the Consumer Financial Protection Agency with authority to issue regulations for reverse mortgage transactions within one year of enactment and clarifies the Director's authority to consider additional consumer protections under both consumer protection statutes and HUD regulations. Show amendment details
select this vote	H. Amdt. 537	Kilroy, Mary Jo [D-OH15]	December 11, 2009	Passed by voice vote on December 11, 2009.
	Amendment clarifies that financing for the Systemic Dissolution Fund would come exclusively from assessments on industry, not the American taxpayer. Show amendment details
select this vote	H. Amdt. 538	Minnick, Walter [D-ID1]	December 11, 2009	Failed by roll call vote on December 11, 2009.
	Amendment sought to create a Consumer Financial Protection Council (CFPC) of regulators with rule-writing authority in safety and soundness of institutions and consumer protections regarding all financial products. The CFPC is comprised of 12 members including the Secretary of Treasury, Secretary of Housing and Urban Development, the Chairman of the Federal Reserve, the chairman of the CFTC and SEC, among other federal and state regulators. Show amendment details
select this vote	H. Amdt. 539	Bachus, Spencer [R-AL6]	December 11, 2009	Offered on December 10, 2009.
	Amendment in the nature of a substitute, as modified, sought to provide an alternative bill that establishes a new chapter of the bankruptcy code to resolve certain non-bank financial institutions; creates a consumer protection council comprised of existing Federal regulators to revise and promulgate model regulations to enhance consumer protection and improve disclosure; strengthens anti-fraud provisions; regulates over-the-counter derivatives markets; addresses executive compensation; removes statutory reliance on credit ratings; reforms the Government Sponsored Enterprises (Fannie Mae and Freddie Mac); and creates a Federal Insurance Office. Show amendment details
select this vote	S. Amdt. 4172	Dodd, Christopher [D-CT]	May 20, 2010	Passed by voice vote on May 19, 2010.
	To amend the title. Show amendment details