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Full Text of this Amendment
At the appropriate place, insert the following:
SEC. __. PARENTAL ACCESS TO YOUNG CONSUMER CREDIT REPORTS.
Section 610 of the Fair Credit Reporting Act (15 U.S.C. 1681h) is amended by adding at the end the following:
``(f) Parental Access.--Notwithstanding any other provision of law, the parent or legal guardian of a consumer under the age of 18 who is the dependent of that parent or legal guardian, may request the disclosures required under section 609 with respect to that dependent, in accordance with this section, subject to the provision by such person of--
``(1) proper identification as the parent or legal guardian; and
``(2) proof of the dependent's age and relationship to that person.''.
(As printed in the Congressional Record for the Senate on May 13, 2009.)