Includes all politicians who were in office at any point during the 111th Congress.

S. 414 - Credit Card Accountability Responsibility and Disclosure Act of 2009

Responsible Lending, Predatory Lending, Interest Rate - Finance and financial sector. 111th Congress (2009-2010) View bill details
Sponsor:
Summary:
A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes. (by CRS) 
Status:
The bill has passed through committee and has been put on a legislative calendar. 
There have been no votes on this bill.

Credit Card Accountability Responsibility and Disclosure Act of 2009

S. 414 — 111th Congress (2009–2010)

Keywords
Responsible Lending, Predatory Lending, Interest Rate
Summary
A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes. (by CRS)
Learn More
At OpenCongress
Title
A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes.
Other Titles
  • Credit Card Accountability Responsibility and Disclosure Act of 2009
  • Credit CARD Act of 2009
  • Credit Card Accountability Responsibility and Disclosure Act of 2009
  • Credit CARD Act of 2009
Sponsor
Christopher Dodd
Co-Sponsors
Subjects
  • Finance and financial sector
  • Administrative law and regulatory procedures
  • Banking and financial institutions regulation
  • Child safety and welfare
  • Congressional oversight
  • Consumer credit
  • Federal Reserve System
  • Federal Trade Commission (FTC)
  • Government Accountability Office (GAO)
  • Interest, dividends, interest rates
  • National Credit Union Administration
Related Bills
Major Actions
Introduced2/11/2009
Referred to Committee
Bill History

There have been no votes on this bill.

ActionDateDescription
Introduced2/11/2009
2/11/2009Sponsor introductory remarks on measure. (CR S2149-2150)
2/11/2009Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Put on a legislative calendar3/31/2009Committee on Banking, Housing, and Urban Affairs. Ordered to be reported with amendments favorably.
4/29/2009Committee on Banking, Housing, and Urban Affairs. Reported by Senator Dodd with an amendment in the nature of a substitute. Without written report.
Put on a legislative calendar4/29/2009Placed on Senate Legislative Calendar under General Orders. Calendar No. 54.
5/04/2009By Senator Dodd from Committee on Banking, Housing, and Urban Affairs filed written report. Report No. 111-16.
NumberSponsorDate OfferedStatus

Total contributions given to Senators from interest groups that…

110% more
$6,100
$14,443,335
$2,324,322
$1,152,022
$454,500
$18,380,279
$8,752,594
$8,752,594
12 Organizations Supported and 1 Opposed; See Which Ones

Organizations that took a position on
Credit Card Accountability Responsibility and Disclosure Act of 2009

12 organizations supported this bill

Americans for Fairness in Lending
(n.d.). AFFIL Support. Retrieved March 30, 2009, from .
Center for Responsible Lending
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
Consumer Action
(n.d.). Support the Credit CARD Act. Retrieved March 30, 2009, from .
Consumer Federation of America
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
Consumers Union
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
Demos
(2009, February 13). Demos Press Release. Retrieved March 30, 2009, from .
National Association for the Advancement of Colored People
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
National Association of Consumer Advocates
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
National Consumer Law Center
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
National Council of La Raza
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
Service Employees International Union
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .
U.S. PIRG
(2009, February 12). Group Letter to Senator Dodd. Retrieved March 30, 2009, from .

1 organization opposed this bill

American Bankers Association
(2009, February 12). ABA Hearing Testimony. Retrieved March 30, 2009, from .

Need proof?

View citations of support and opposition

Includes reported contributions to congressional campaigns of Senators in office during the 111th U.S. Congress, from interest groups invested in the vote according to MapLight, January 1, 2005 – December 31, 2010.
Contributions data source: OpenSecrets.org

Contributions by Legislator

Namesort iconPartyState$ From Interest Groups
That Supported
$ From Interest Groups
That Opposed
Daniel K. AkakaDHI$44,390$45,250
Andrew Lamar AlexanderRTN$42,950$77,250
John BarrassoRWY$5,700$43,950
Max BaucusDMT$182,800$197,130
Birch "Evan" BayhDIN$33,052$102,201
Mark BegichDAK$313,115$15,400
Michael BennetDCO$237,381$80,950
Bob BennettRUT$22,275$136,450
Jesse "Jeff" BingamanDNM$74,133$28,000
Christopher "Kit" BondRMO$10,450$18,800
Barbara BoxerDCA$785,201$38,150
Sherrod BrownDOH$334,471$91,812
Sam BrownbackRKS$1,000$3,750
Jim BunningRKY$5,500$25,449
Richard BurrRNC$26,727$223,907
Roland BurrisDIL$0$0
Robert ByrdDWV$246,975$39,850
Maria CantwellDWA$148,752$29,185
Ben CardinDMD$175,808$43,400
Tom CarperDDE$101,900$194,499
Bob CaseyDPA$507,181$128,450
Clarence Saxby ChamblissRGA$71,425$189,048
Tom CoburnROK$15,150$65,750
William Thad CochranRMS$15,400$35,150
Susan CollinsRME$32,400$78,984
Gaylord Kent ConradDND$115,100$95,750
Bob CorkerRTN$123,275$222,900
John CornynRTX$78,550$284,773
Mike CrapoRID$21,424$120,782
Jim DeMintRSC$8,145$85,910
Chris DoddDCT$65,950$243,650
Byron DorganDND$7,900$17,000
Dick DurbinDIL$287,050$148,500
John EnsignRNV$20,500$49,850
Mike EnziRWY$17,600$68,300
Russ FeingoldDWI$381,527$30,820
Dianne FeinsteinDCA$211,035$52,250
Kirsten GillibrandDNY$505,157$293,946
Lindsey GrahamRSC$35,413$100,850
Chuck GrassleyRIA$21,600$62,200
Judd GreggRNH$0$8,000
Kay HaganDNC$1,820,728$51,683
Tom HarkinDIA$130,930$68,080
Orrin HatchRUT$22,900$90,250
Kay Bailey HutchisonRTX$91,850$120,500
Jim InhofeROK$53,875$58,550
Dan InouyeDHI$34,350$64,775
Johnny IsaksonRGA$58,550$134,950
Mike JohannsRNE$33,250$89,000
Tim JohnsonDSD$369,871$200,794
Ted KaufmanDDE$0$0
Ted KennedyDMA$249,414$41,500
John KerryDMA$340,310$41,930
Amy KlobucharDMN$262,194$110,349
Herb KohlDWI$7,228$0
Jon KylRAZ$78,775$189,000
Mary LandrieuDLA$237,066$103,249
Frank LautenbergDNJ$370,375$45,650
Patrick LeahyDVT$93,075$18,500
Carl LevinDMI$236,568$44,700
Joe LiebermanICT$290,856$120,750
Blanche LincolnDAR$92,799$150,100
Dick LugarRIN$34,325$39,450
Mel MartinezRFL$11,850$97,900
John McCainRAZ$21,700$48,175
Claire McCaskillDMO$368,548$51,750
Addison "Mitch" McConnellRKY$111,100$339,300
Bob MenéndezDNJ$325,070$132,150
Jeff MerkleyDOR$521,512$32,500
Barbara MikulskiDMD$16,050$17,250
Lisa MurkowskiRAK$19,300$35,020
Patty MurrayDWA$223,573$27,625
Earl "Ben" NelsonDNE$131,550$132,179
Clarence "Bill" NelsonDFL$401,175$56,150
Mark PryorDAR$89,550$88,142
John "Jack" ReedDRI$73,050$159,349
Harry ReidDNV$252,303$167,850
Jim RischRID$0$28,000
Charles "Pat" RobertsRKS$77,800$163,240
John "Jay" RockefellerDWV$74,250$65,700
Bernie SandersIVT$396,811$1,700
Chuck SchumerDNY$142,128$150,500
Jeff SessionsRAL$31,600$97,932
Jeanne ShaheenDNH$527,615$34,708
Richard ShelbyRAL$20,400$236,050
Olympia SnoweRME$31,470$44,750
Arlen SpecterDPA$95,520$98,850
Debbie StabenowDMI$249,261$130,836
Jon TesterDMT$387,850$80,250
John ThuneRSD$80,060$132,725
Mark UdallDCO$583,980$46,600
Tom UdallDNM$519,414$14,983
David VitterRLA$69,925$66,650
George VoinovichROH$11,900$47,900
Mark WarnerDVA$1,300,901$102,400
Jim WebbDVA$677,076$23,000
Sheldon WhitehouseDRI$230,836$36,950
Roger WickerRMS$40,500$124,824
Ron WydenDOR$21,000$36,700

Add Data Filters:

Legislator Filters
Legislator Filters
Show All
NamePartyState$ From Interest Groups
That Supported
$ From Interest Groups
That Opposed
Daniel K. AkakaDHI$44,390$45,250
Andrew Lamar AlexanderRTN$42,950$77,250
John BarrassoRWY$5,700$43,950
Max BaucusDMT$182,800$197,130
Birch "Evan" BayhDIN$33,052$102,201
Mark BegichDAK$313,115$15,400
Michael BennetDCO$237,381$80,950
Bob BennettRUT$22,275$136,450
Jesse "Jeff" BingamanDNM$74,133$28,000
Christopher "Kit" BondRMO$10,450$18,800
Barbara BoxerDCA$785,201$38,150
Sherrod BrownDOH$334,471$91,812
Sam BrownbackRKS$1,000$3,750
Jim BunningRKY$5,500$25,449
Richard BurrRNC$26,727$223,907
Roland BurrisDIL$0$0
Robert ByrdDWV$246,975$39,850
Maria CantwellDWA$148,752$29,185
Ben CardinDMD$175,808$43,400
Tom CarperDDE$101,900$194,499
Bob CaseyDPA$507,181$128,450
Clarence Saxby ChamblissRGA$71,425$189,048
Tom CoburnROK$15,150$65,750
William Thad CochranRMS$15,400$35,150
Susan CollinsRME$32,400$78,984
Gaylord Kent ConradDND$115,100$95,750
Bob CorkerRTN$123,275$222,900
John CornynRTX$78,550$284,773
Mike CrapoRID$21,424$120,782
Jim DeMintRSC$8,145$85,910
Chris DoddDCT$65,950$243,650
Byron DorganDND$7,900$17,000
Dick DurbinDIL$287,050$148,500
John EnsignRNV$20,500$49,850
Mike EnziRWY$17,600$68,300
Russ FeingoldDWI$381,527$30,820
Dianne FeinsteinDCA$211,035$52,250
Kirsten GillibrandDNY$505,157$293,946
Lindsey GrahamRSC$35,413$100,850
Chuck GrassleyRIA$21,600$62,200
Judd GreggRNH$0$8,000
Kay HaganDNC$1,820,728$51,683
Tom HarkinDIA$130,930$68,080
Orrin HatchRUT$22,900$90,250
Kay Bailey HutchisonRTX$91,850$120,500
Jim InhofeROK$53,875$58,550
Dan InouyeDHI$34,350$64,775
Johnny IsaksonRGA$58,550$134,950
Mike JohannsRNE$33,250$89,000
Tim JohnsonDSD$369,871$200,794
Ted KaufmanDDE$0$0
Ted KennedyDMA$249,414$41,500
John KerryDMA$340,310$41,930
Amy KlobucharDMN$262,194$110,349
Herb KohlDWI$7,228$0
Jon KylRAZ$78,775$189,000
Mary LandrieuDLA$237,066$103,249
Frank LautenbergDNJ$370,375$45,650
Patrick LeahyDVT$93,075$18,500
Carl LevinDMI$236,568$44,700
Joe LiebermanICT$290,856$120,750
Blanche LincolnDAR$92,799$150,100
Dick LugarRIN$34,325$39,450
Mel MartinezRFL$11,850$97,900
John McCainRAZ$21,700$48,175
Claire McCaskillDMO$368,548$51,750
Addison "Mitch" McConnellRKY$111,100$339,300
Bob MenéndezDNJ$325,070$132,150
Jeff MerkleyDOR$521,512$32,500
Barbara MikulskiDMD$16,050$17,250
Lisa MurkowskiRAK$19,300$35,020
Patty MurrayDWA$223,573$27,625
Earl "Ben" NelsonDNE$131,550$132,179
Clarence "Bill" NelsonDFL$401,175$56,150
Mark PryorDAR$89,550$88,142
John "Jack" ReedDRI$73,050$159,349
Harry ReidDNV$252,303$167,850
Jim RischRID$0$28,000
Charles "Pat" RobertsRKS$77,800$163,240
John "Jay" RockefellerDWV$74,250$65,700
Bernie SandersIVT$396,811$1,700
Chuck SchumerDNY$142,128$150,500
Jeff SessionsRAL$31,600$97,932
Jeanne ShaheenDNH$527,615$34,708
Richard ShelbyRAL$20,400$236,050
Olympia SnoweRME$31,470$44,750
Arlen SpecterDPA$95,520$98,850
Debbie StabenowDMI$249,261$130,836
Jon TesterDMT$387,850$80,250
John ThuneRSD$80,060$132,725
Mark UdallDCO$583,980$46,600
Tom UdallDNM$519,414$14,983
David VitterRLA$69,925$66,650
George VoinovichROH$11,900$47,900
Mark WarnerDVA$1,300,901$102,400
Jim WebbDVA$677,076$23,000
Sheldon WhitehouseDRI$230,836$36,950
Roger WickerRMS$40,500$124,824
Ron WydenDOR$21,000$36,700

Interest Groups that supported this bill

$ Donated
Democratic/Liberal$14,443,335
Banks & lending institutions$2,324,322
Minority/Ethnic Groups$1,152,022
Commercial service unions$454,500
Consumer groups$6,100

Interest Groups that opposed this bill

$ Donated
Commercial banks & bank holding companies$8,752,594
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