H.R. 4367 - To Amend the Electronic Fund Transfer Act to Limit the Fee Disclosure Requirement for an Automatic Teller Machine to the Screen of That Machine.

Finance and financial sector. 112th Congress (2011-2012) View bill details
Sponsor:
Summary:
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine. (by CRS) 
Status:
The bill has become law. 
Senate Vote: On Passage

PASSED by voice vote on December 11, 2012.

To Amend the Electronic Fund Transfer Act to Limit the Fee Disclosure Requirement for an Automatic Teller Machine to the Screen of That Machine.

H.R. 4367 — 112th Congress (2011–2012)

Summary
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine. (by CRS)
Learn More
At OpenCongress
Title
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.
Other Titles
    Sponsor
    Blaine Luetkemeyer
    Co-Sponsors
    Subjects
    • Finance and financial sector
    • Bank accounts, deposits, capital
    • Consumer affairs
    • Financial services and investments
    • User charges and fees
    Related Bills
    Major Actions
    Introduced4/17/2012
    Referred to Committee
    Passed House7/09/2012
    Passed Senate12/11/2012
    Signed by President12/20/2012
    Bill History
    Chamber/CommitteeMotionDateResult
    select this voteHouseOn Passage - House - H.R. 4367 To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine - Under Suspension of the Rules7/09/2012This bill PASSED the House
    371 voted YES 0 voted NO 61 voted present/not voting
    currently selectedSenatePassed Senate without amendment by Unanimous Consent.12/11/2012PASSED by voice vote
    ActionDateDescription
    Introduced4/17/2012
    4/17/2012Referred to the House Committee on Financial Services.
    4/26/2012Referred to the Subcommittee on Financial Institutions and Consumer Credit.
    6/27/2012Committee Consideration and Mark-up Session Held.
    Put on a legislative calendar6/27/2012Ordered to be Reported by Voice Vote.
    6/29/2012Reported by the Committee on Financial Services. H. Rept. 112-576.
    Put on a legislative calendar6/29/2012Placed on the Union Calendar, Calendar No. 416.
    7/09/2012Mr. Luetkemeyer moved to suspend the rules and pass the bill.
    7/09/2012Considered under suspension of the rules.
    7/09/2012DEBATE - The House proceeded with forty minutes of debate on H.R. 4367.
    7/09/2012At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
    7/09/2012Considered as unfinished business.
    7/09/2012Motion to reconsider laid on the table Agreed to without objection.
    select this voteHouse Vote on Passage7/09/2012On Passage - House - H.R. 4367 To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine - Under Suspension of the Rules
    7/10/2012Received in the Senate, read twice.
    currently selectedSenate Vote on Passage12/11/2012Passed Senate without amendment by Unanimous Consent.
    12/12/2012Message on Senate action sent to the House.
    Presented to President12/13/2012Presented to President.
    Signed12/20/2012Signed by President.
    Enacted12/20/2012Became Public Law No: 112-216.
    NumberSponsorDate OfferedStatus

    Total contributions given to Senators from interest groups that…

    >1,000 times as much
    $10,338,792
    $2,106,543
    $2,127,258
    $1,135,285
    $737,577
    $1,859,544
    $1,866,446
    $20,171,445
    $750
    $750

    opposed this bill

    10 Organizations Supported and 3 Opposed; See Which Ones

    Organizations that took a position on
    To Amend the Electronic Fund Transfer Act to Limit the Fee Disclosure Requirement for an Automatic Teller Machine to the Screen of That Machine.: Passed Senate without amendment by Unanimous Consent.

    10 organizations supported this bill

    American Bankers Association
    Ballentine, James (2012, June 25). Re: Support for H.R. 4367, to Update ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from ABA.
    American Gaming Association
    undersigned organizations (2012, June 19). Re: H.R. 4367 and S. 3204: ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from CBAnet.
    Consumer Bankers Association
    undersigned organizations (2012, June 19). Re: H.R. 4367 and S. 3204: ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from CBAnet.
    Credit Union National Association
    CUNA (2012, June 20). CUNA encourages yes vote on ATM bill. Retrieved May 14, 2014, from Credit Union National Association.
    Electronic Funds Transfer Association
    Helwig, Kurt (2012, June 26). Re: Support for H.R. 4367, to Update ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from EFTA.
    Food Marketing Institute
    undersigned organizations (2012, June 19). Re: H.R. 4367 and S. 3204: ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from CBAnet.
    Kansas Credit Union Association
    KCUA (2012). Kansas Legislators Co-Sponsor H.R. 4367. Retrieved July 6, 2012, from KCUA.
    NACS
    undersigned organizations (2012, June 19). Re: H.R. 4367 and S. 3204: ATM Fee Disclosure Requirements. Retrieved July 6, 2012, from CBAnet.
    National Association of Federal Credit Unions
    Berger, Dan (2012, June 11). Re: Support HR 4367 to Remove the Outdated ATM Fee Placard Notice. Retrieved July 6, 2012, from NAFCU.
    National Atm Council
    Anderson, Heather (2012, June 11). ATM Trade Group Supports Eliminating ATM Placard Disclosure. Retrieved July 6, 2012, from Credit Union Times.

    3 organizations opposed this bill

    Consumer Action
    CA (2012, May 31). Consumer Action INSIDER - June 2012. Retrieved July 10, 2012, from Consumer Action.
    Consumers Union
    CUNA (2012, June 20). CUNA in The Hill: ATM Disclosure Issues Harm CU Members. Retrieved July 10, 2012, from Credit Union National Association.
    U.S. PIRG
    CUNA (2012, June 20). CUNA in The Hill: ATM Disclosure Issues Harm CU Members. Retrieved July 10, 2012, from Credit Union National Association.

    Need proof?

    View citations of support and opposition

    Includes reported contributions to congressional campaigns of Senators in office on day of vote, from interest groups invested in the vote according to MapLight, January 1, 2007 – December 31, 2012.
    Contributions data source: OpenSecrets.org

    Contributions by Legislator

    Namesort iconPartyState$ From Interest Groups
    That Supported
    $ From Interest Groups
    That Opposed
    Vote
    Daniel K. AkakaDHI$9,000$0Yes
    Andrew Lamar AlexanderRTN$157,250$0Yes
    Kelly AyotteRNH$101,566$0Yes
    John BarrassoRWY$174,983$0Yes
    Max BaucusDMT$335,280$0Yes
    Mark BegichDAK$48,825$0Yes
    Michael BennetDCO$207,573$0Yes
    Jesse "Jeff" BingamanDNM$4,500$0Yes
    Richard BlumenthalDCT$49,290$0Yes
    Roy BluntRMO$606,158$0Yes
    John BoozmanRAR$177,475$0Yes
    Barbara BoxerDCA$109,605$0Yes
    Scott BrownRMA$545,734$0Yes
    Sherrod BrownDOH$198,067$0Yes
    Richard BurrRNC$326,320$0Yes
    Maria CantwellDWA$40,850$0Yes
    Ben CardinDMD$66,650$0Yes
    Tom CarperDDE$242,800$0Yes
    Bob CaseyDPA$169,780$500Yes
    Clarence Saxby ChamblissRGA$407,423$0Yes
    Daniel CoatsRIN$128,800$0Yes
    Tom CoburnROK$94,400$0Yes
    William Thad CochranRMS$88,250$0Yes
    Susan CollinsRME$234,284$0Yes
    Gaylord Kent ConradDND$8,750$0Yes
    Chris CoonsDDE$109,500$0Yes
    Bob CorkerRTN$561,540$0Yes
    John CornynRTX$428,158$0Yes
    Mike CrapoRID$201,806$0Yes
    Jim DeMintRSC$129,955$0Yes
    Dick DurbinDIL$265,100$0Yes
    Mike EnziRWY$81,400$0Yes
    Dianne FeinsteinDCA$151,250$0Yes
    Alan FrankenDMN$75,900$0Yes
    Kirsten GillibrandDNY$595,166$0Yes
    Lindsey GrahamRSC$166,523$0Yes
    Chuck GrassleyRIA$207,700$0Yes
    Kay HaganDNC$142,649$0Yes
    Tom HarkinDIA$126,930$0Yes
    Orrin HatchRUT$297,183$0Yes
    Dean HellerRNV$835,438$0Yes
    John HoevenRND$152,520$0Yes
    Kay Bailey HutchisonRTX$36,400$0Yes
    Jim InhofeROK$143,025$0Yes
    Dan InouyeDHI$95,575$0Yes
    Johnny IsaksonRGA$259,050$0Yes
    Mike JohannsRNE$176,850$0Yes
    Ron JohnsonRWI$112,245$0Yes
    Tim JohnsonDSD$375,906$0Yes
    John KerryDMA$70,850$0Yes
    Mark KirkRIL$340,799$0Yes
    Amy KlobucharDMN$313,239$0Yes
    Herb KohlDWI$0$0Yes
    Jon KylRAZ$41,000$0Yes
    Mary LandrieuDLA$233,964$0Yes
    Frank LautenbergDNJ$93,683$0Yes
    Patrick LeahyDVT$38,000$0Yes
    Mike LeeRUT$60,700$0Yes
    Carl LevinDMI$96,950$0Yes
    Joe LiebermanICT$2,900$0Yes
    Dick LugarRIN$125,008$0Yes
    Joe ManchinDWV$216,950$0Yes
    John McCainRAZ$92,245$0Yes
    Claire McCaskillDMO$192,800$0Yes
    Addison "Mitch" McConnellRKY$859,289$0Yes
    Bob MenéndezDNJ$263,400$0Yes
    Jeff MerkleyDOR$87,200$0Yes
    Barbara MikulskiDMD$26,500$0Yes
    Jerry MoranRKS$277,184$0Yes
    Lisa MurkowskiRAK$106,670$0Yes
    Patty MurrayDWA$94,375$0Yes
    Earl "Ben" NelsonDNE$125,847$0Yes
    Clarence "Bill" NelsonDFL$182,050$0Yes
    Rand PaulRKY$86,060$0Yes
    Rob PortmanROH$475,324$0Yes
    Mark PryorDAR$201,492$0Yes
    John "Jack" ReedDRI$184,071$0Yes
    Harry ReidDNV$936,985$0Yes
    Jim RischRID$65,750$0Yes
    Charles "Pat" RobertsRKS$247,940$0Yes
    John "Jay" RockefellerDWV$90,000$0Yes
    Marco RubioRFL$172,491$0Yes
    Bernie SandersIVT$14,550$0Yes
    Chuck SchumerDNY$333,950$0Yes
    Jeff SessionsRAL$121,432$0Yes
    Jeanne ShaheenDNH$73,499$0Yes
    Richard ShelbyRAL$355,300$0Yes
    Olympia SnoweRME$119,083$0Yes
    Debbie StabenowDMI$246,361$250Yes
    Jon TesterDMT$425,434$0Yes
    John ThuneRSD$311,930$0Yes
    Patrick ToomeyRPA$240,766$0Yes
    Mark UdallDCO$120,150$0Yes
    Tom UdallDNM$39,808$0Yes
    David VitterRLA$200,725$0Yes
    Mark WarnerDVA$397,600$0Yes
    Jim WebbDVA$-9,050$0Yes
    Sheldon WhitehouseDRI$98,099$0Yes
    Roger WickerRMS$331,010$0Yes
    Ron WydenDOR$87,700$0Yes

    Add Data Filters:

    Legislator Filters
    Legislator Filters
    Show All
    NamePartyState$ From Interest Groups
    That Supported
    $ From Interest Groups
    That Opposed
    Vote
    Daniel K. AkakaDHI$9,000$0Yes
    Andrew Lamar AlexanderRTN$157,250$0Yes
    Kelly AyotteRNH$101,566$0Yes
    John BarrassoRWY$174,983$0Yes
    Max BaucusDMT$335,280$0Yes
    Mark BegichDAK$48,825$0Yes
    Michael BennetDCO$207,573$0Yes
    Jesse "Jeff" BingamanDNM$4,500$0Yes
    Richard BlumenthalDCT$49,290$0Yes
    Roy BluntRMO$606,158$0Yes
    John BoozmanRAR$177,475$0Yes
    Barbara BoxerDCA$109,605$0Yes
    Scott BrownRMA$545,734$0Yes
    Sherrod BrownDOH$198,067$0Yes
    Richard BurrRNC$326,320$0Yes
    Maria CantwellDWA$40,850$0Yes
    Ben CardinDMD$66,650$0Yes
    Tom CarperDDE$242,800$0Yes
    Bob CaseyDPA$169,780$500Yes
    Clarence Saxby ChamblissRGA$407,423$0Yes
    Daniel CoatsRIN$128,800$0Yes
    Tom CoburnROK$94,400$0Yes
    William Thad CochranRMS$88,250$0Yes
    Susan CollinsRME$234,284$0Yes
    Gaylord Kent ConradDND$8,750$0Yes
    Chris CoonsDDE$109,500$0Yes
    Bob CorkerRTN$561,540$0Yes
    John CornynRTX$428,158$0Yes
    Mike CrapoRID$201,806$0Yes
    Jim DeMintRSC$129,955$0Yes
    Dick DurbinDIL$265,100$0Yes
    Mike EnziRWY$81,400$0Yes
    Dianne FeinsteinDCA$151,250$0Yes
    Alan FrankenDMN$75,900$0Yes
    Kirsten GillibrandDNY$595,166$0Yes
    Lindsey GrahamRSC$166,523$0Yes
    Chuck GrassleyRIA$207,700$0Yes
    Kay HaganDNC$142,649$0Yes
    Tom HarkinDIA$126,930$0Yes
    Orrin HatchRUT$297,183$0Yes
    Dean HellerRNV$835,438$0Yes
    John HoevenRND$152,520$0Yes
    Kay Bailey HutchisonRTX$36,400$0Yes
    Jim InhofeROK$143,025$0Yes
    Dan InouyeDHI$95,575$0Yes
    Johnny IsaksonRGA$259,050$0Yes
    Mike JohannsRNE$176,850$0Yes
    Ron JohnsonRWI$112,245$0Yes
    Tim JohnsonDSD$375,906$0Yes
    John KerryDMA$70,850$0Yes
    Mark KirkRIL$340,799$0Yes
    Amy KlobucharDMN$313,239$0Yes
    Herb KohlDWI$0$0Yes
    Jon KylRAZ$41,000$0Yes
    Mary LandrieuDLA$233,964$0Yes
    Frank LautenbergDNJ$93,683$0Yes
    Patrick LeahyDVT$38,000$0Yes
    Mike LeeRUT$60,700$0Yes
    Carl LevinDMI$96,950$0Yes
    Joe LiebermanICT$2,900$0Yes
    Dick LugarRIN$125,008$0Yes
    Joe ManchinDWV$216,950$0Yes
    John McCainRAZ$92,245$0Yes
    Claire McCaskillDMO$192,800$0Yes
    Addison "Mitch" McConnellRKY$859,289$0Yes
    Bob MenéndezDNJ$263,400$0Yes
    Jeff MerkleyDOR$87,200$0Yes
    Barbara MikulskiDMD$26,500$0Yes
    Jerry MoranRKS$277,184$0Yes
    Lisa MurkowskiRAK$106,670$0Yes
    Patty MurrayDWA$94,375$0Yes
    Earl "Ben" NelsonDNE$125,847$0Yes
    Clarence "Bill" NelsonDFL$182,050$0Yes
    Rand PaulRKY$86,060$0Yes
    Rob PortmanROH$475,324$0Yes
    Mark PryorDAR$201,492$0Yes
    John "Jack" ReedDRI$184,071$0Yes
    Harry ReidDNV$936,985$0Yes
    Jim RischRID$65,750$0Yes
    Charles "Pat" RobertsRKS$247,940$0Yes
    John "Jay" RockefellerDWV$90,000$0Yes
    Marco RubioRFL$172,491$0Yes
    Bernie SandersIVT$14,550$0Yes
    Chuck SchumerDNY$333,950$0Yes
    Jeff SessionsRAL$121,432$0Yes
    Jeanne ShaheenDNH$73,499$0Yes
    Richard ShelbyRAL$355,300$0Yes
    Olympia SnoweRME$119,083$0Yes
    Debbie StabenowDMI$246,361$250Yes
    Jon TesterDMT$425,434$0Yes
    John ThuneRSD$311,930$0Yes
    Patrick ToomeyRPA$240,766$0Yes
    Mark UdallDCO$120,150$0Yes
    Tom UdallDNM$39,808$0Yes
    David VitterRLA$200,725$0Yes
    Mark WarnerDVA$397,600$0Yes
    Jim WebbDVA$-9,050$0Yes
    Sheldon WhitehouseDRI$98,099$0Yes
    Roger WickerRMS$331,010$0Yes
    Ron WydenDOR$87,700$0Yes

    Interest Groups that supported this bill

    $ Donated
    Commercial banks & bank holding companies$10,338,792
    Banks & lending institutions$2,127,258
    Casinos, racetracks & gambling$2,106,543
    Department, variety & convenience stores$1,866,446
    Food stores$1,859,544
    Credit unions$1,135,285
    Other financial services$737,577

    Interest Groups that opposed this bill

    $ Donated
    Consumer groups$750
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