Banks & lending institutions

To amend the Dodd-Frank Wall Street Reform and ConsumerProtection Act to strengthen the review authorityof the Financial Stability Oversight Council of regulationsissued by the Bureau of Consumer Financial Protection,to rescind the unobligated funding for the FHARefinance Program and to terminate the program, andfor other purposes. (by CRS) Hide

To postpone the date for the transfer of functions to the Bureau of Consumer Financial Protection if the Bureau does not yet have a Director in place. (by CRS) Hide

To enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. (by CRS) Hide

To exempt inter-affiliate swaps from certain regulatory requirements put in place by the Dodd-Frank Wall Street Reform and Consumer Protection Act. (by CRS) Hide

To amend the Communications Act of 1934 to permit informational calls to mobile telephone numbers, and for other purposes. (by CRS) Hide

To promote prosperity, creativity, entrepreneurship, and innovation by combating the theft of U.S. property, and for other purposes. (by CRS) Hide

To increase American job creation and economic growth by improving access to the public capital markets for emerging growth companies. (by CRS) Hide

To amend the High-Performance Computing Act of 1991 to authorize activities for support of networking and information technology research, and for other purposes. (by CRS) Hide

To establish standards for covered bond programs and a covered bond regulatory oversight program, and for other purposes. (by CRS) Hide

To amend the Internal Revenue Code of 1986 to create jobs through increased investment in infrastructure, and for other purposes. (by CRS) Hide

A bill to establish standards for covered bond programs and a covered bond regulatory oversight program, and for other purposes. (by CRS) Hide

A bill to replace the Director of the Bureau of Consumer Financial Protection with a 5-person Commission, to bring the Bureau into the regular appropriations process, and for other purposes. (by CRS) Hide

Computation of debt will not include debt incurred by a person's home and bankruptcy (Ch. 13) will be avoided if payment to debtors would require the foreclosure of one's home. Loan repayment contracts and mortgages may be subject to cancellation or amendment if payment would require the foreclosure of the debtor's home. Fees and charges to debt files are limited. (by CRS) Hide

To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. (by CRS) Hide

To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. (by CRS) Hide

To amend the antitrust laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems. (by CRS) Hide

To reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. (by CRS) Hide

To amend the Internal Revenue Code of 1986 to prevent the avoidance of tax on income from assets held abroad, and for other purposes. (by CRS) Hide

A bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. (by CRS) Hide

To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans. (by CRS) Hide

To amend the Internal Revenue Code of 1986 to create jobs through increased investment in infrastructure, to eliminate loopholes which encourage companies to move operations offshore, and for other purposes. (by CRS) Hide

To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. (by CRS) Hide

A bill to amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections, and for other purposes. (by CRS) Hide

A bill to amend the Internal Revenue Code of 1986 to prevent the avoidance of tax on income from assets held abroad, and for other purposes. (by CRS) Hide

An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. (by CRS) Hide

A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes. (by CRS) Hide

To modernize credit union net worth standards, advance credit union efforts to promote economic growth, and modify credit union regulatory standards and reduce burdens, and for other purposes. (by CRS) Hide

To enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. (by CRS) Hide

To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. (by CRS) Hide

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. (by CRS) Hide

This bill seeks to reduce the number of home foreclosures by offering assistance to any at-risk borrower wishing to refinance. The program would also give "short payments" to lenders choosing to participate. (by CRS) Hide

To amend the Internal Revenue Code of 1986 to provide incentives for energy production and conservation, to extend certain expiring provisions, to provide individual income tax relief, and for other purposes. (by CRS) Hide

To provide for the continuation of agricultural and other programs of the Department of Agriculture through fiscal year 2012, and for other purposes. (by CRS) Hide

To amend the Federal Deposit Insurance Act to establish industrial bank holding company regulation, and for other purposes. (by CRS) Hide

To protect users of the Internet from unknowing transmission of their personally identifiable information through spyware programs, and for other purposes. (by CRS) Hide

A bill to amend the Federal Deposit Insurance Act to establish industrial bank holding company regulation, and for other purposes. (by CRS) Hide

An original bill to provide for reconciliation pursuant to section 602 of the concurrent resolution on the budget for fiscal year 2008 (S. Con. Res. 21). (by CRS) Hide

To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. (by CRS) Hide